At a party in East Hampton, I met woman we’ll call Kathy, to respect her anonymity, even though she had little respect for others. She was from Brooklyn and believed it to be the universe center. As a child, I recall Brooklyn not being such a garden spot, (perhaps my reality), but fact was many who could, were leaving to raise families in the Burbs.

Granted Brooklyn is going through a rebirth but it’s still not Manhattan. Yet that didn’t stop Kathy from using the two interchangeably, punctuated with the declaration, “Being from the city, I never set foot on Long Island.” …Huh, geographically Brooklyn is Long Island unlike Manhattan or “the Borough” as locals call it, which is a separate island.

Far be it from me to take issue with Kathy’s perception but she indirectly dissed the rest of the country! Within minutes of meeting me she blabbered. “I hate that phrase, as big as Texas, don’t you? What does that really mean anyway?”

She had similar opinions about other cool places in the country like Silicon Valley, center innovation and second city east, Chicago and what she said about Washington D.C., I wouldn’t repeat even in bad company. Nonetheless it was clear to my new acquaintance that, “there was no place like New York.”

Her sense of self-importance is not uncommon to New Yorkers, to which I plead guilty at times, but her assumption that everywhere else has less worth, is flat wrong.

Since I was occupied with a second scotch and she was a buzz kill, I opted for some entertainment.

“Where else have you lived Kathy besides Brookline?” I asked.

“New York born and breed. Why would I go anywhere else?”

“Well maybe because in 1983 something called the internet made New York’s cutting-edge information in fashion, art and so on, accessible worldwide, which is why they call it the world wide web, ha ha .”

My laughter quelled her rising temperature that was putting her chilled martini at risk.

“Then in 1997 a company called Amazon went public and you could effortlessly buy anything sold in New York, anywhere in the country.”  A sinker right over the plate for strike two. She gripped the glass stem dumfounded that a homeboy could disrespect The  City.

Fortunately, at the perfect moment, a waitress brought two fresh drinks and either Kathy felt obliged to stay or was too drunk to move and I of course, used the opportunity to enlighten her on some history. “During the pandemic I understand there were city people who never left their apartments. Where I live there wasn’t much pandemic inconveniences.”

With a whisk of, was cooler than you in high school, I continued. “Golf courses put enough social distance between people so there was no real need for masks.”

Then I tapped the breaks for a five-mile slide. “For someone who lived in the same place for so long you may have missed how the rest of the country lives. Seem your thinking is stuck in the 20^th century.”

She grimaced before the words left my mouth, tightened her grip on that poor martin glass stem and said. “There’re too many damn immigrants in New York, that’s the problem!”

Squinting my Popeye eye I pointed, “See the beautiful blond over there talking to the bartender? That’s my wife and she’s an immigrant.”

Kathy turned, looked, then leaned into me and whispered. “She’s adorable and it’s so hard to tell —from where?”

“England. Her family came over on the Mayflower. They are documented too, as the first to buy and pay for, land from Native Americans.”

With a Cheshire Cat grin turned to Cherokee stealth I said. “Likely Native Americans feel the same as you do about too many damn immigrants.”

Mocking her white race card, would have been enough but for all those who suffer her conceit, I twisted the knife. “My wife was from Wyoming and during her first time meeting my family in New York she asked why, “everybody in New York City looks so pasty.”

“Never noticed it myself but since that day can’t get the image of weakling aliens starved for adequate sunlight, roaming the streets like aimless ants in a once mighty city.”

Perhaps at that point I should have asked Kathy how long her people were there but I got the distinct sense she wanted to spill her drink on me before she walked away.

I love New York don’t get me wrong. I just don’t buy Kathy’s self-indulgent hype. People come to New York to make it, like “Inventing Anna” and make it or not, many stay caught up in the wonderful charm of the city.

The unavoidable result is overcrowding. That many people living so close becomes a rat race extraordinaire. Services can never keep ahead of the crowd curve which spawns systemic corruption, way too high taxes for too few services and crime by those desperately on the bottom trying to survive.

Maybe as a shield against that reality attitude becomes all pervasive. Notwithstanding there’s nothing you get living in New York that you can’t get anywhere else in the country—except maybe for agita.

Palmer Private Equity, is rooted in Kevin’s Behavioral Economic Research that once set standards for Wall Street brokerage firms. It is now run by Kevin & Gretchen both formally trained at NYSE traded corporations. Its Philanthropic entity invests for the public good in the family’s nonprofit. Kevin is a Financial Freedom Fighter, who as an epigrammatic writer illustrates  how emotional intelligence leads to decision processes that enable economic dignity & improves quality of life. He published two books as well as numerous articles and blogs on economic and financially related topics and his third book will be out in 2023. Kevin has also had radio appearances on NPR’s Market Place, NPR affiliate KJZZ-FM, KXTZ-FM, as well as television appearances on KPNX-TV, KVVU-TV5, KNXV-TV. He currently resides in Scottsdale, AZ

“Peace through Prosperity” projects to challenge Injustices through Self-empowerment.
Kevin Palmer writer-rebel-producer-poet http://KevinjPalmerAuthor.com

Kevin Palmer Arizona http://KevinjPalmerAuthor.com

Kevin Palmer www.thequietrich.com

Author Kevin Palmer http://reawakeninganamericandream.com 

Kevin Palmer Arizona www.smainstitute.com

Kevin Palmer Phoenix www.kevinpalmerscottsdale.com

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Contributor Diane Stewart

Savvy CEOs understand that business can change as trends become norm rather than the exception. They know that shifts in their industry, locally or globally, can have an immediate impact on their companies, sometimes for the long term.

Noticing those shifts can allow them to respond strategically rather than with knee-jerk reactions to fads. And how your business capitalizes on trends in social change, politics or technology or the environment can affect your ability to evolve in the right direction.

Our annual four-part series from Marc Emmer, president of management consulting firm Optimize, Inc., covers the trends business leaders can capitalize on as they develop their strategic plans for 2022. Business leaders can inspire innovation and avoid stagnation by embracing trends that align with their mission, vision and purpose.

Keep current with the latest developments with the following analysis of 4 areas of change:

Part 1: Social trends facing business in 2022 and beyond

The “Great Resignation” has been coined to describe the mass exodus of employees. One of the more shocking statistics is the number of Americans choosing not to work at all. This is just one of the social trends that will impact business in 2022 and beyond.

Part 2: Technology trends facing business in 2022 and beyond

The COVID-19 pandemic has spurred a massive digital transformation. Nearly every industry needs to consider the impact of artificial intelligence, machine learning and digitization. Those who choose not to participate will be left behind.

Part 3: Ecological trends facing business in 2022 and beyond

In 2021, the National Oceanic and Atmospheric Administration calculated that climate disasters in the U.S. have cost over $100 billion. Businesses are gaining a stronger appreciation for their responsibility to protect the environment with efforts like these that support sustainability.

Part 4: Economic trends facing business in 2022 and beyond

Just as the economy began to bounce back from the economic shutdown of 2020, business owners were hit with unprecedented supply chain shocks, labor shortages and inflation. As we look ahead, CEOs must reconcile which economic conditions are transitory and which ones are here to stay.

The post CEOs Understand Business Change first appeared on Kevin J Palmer Scottsdale.

Must-have math skills for the number-crunching newsperson

JEROME SOCOLOVSKY • JUNE 17, 2020

How many football fields did this texter drive in four seconds? (Halisia Hubbard/NPR)

Let’s start with a math problem:

JOURNALISTIC MATH TEST Q1: In which country has COVID-19 spread to the greatest part of the population?

1. A) Belgium
   B) Spain
   C) San Marino
   D) United States

Did you answer D?

If so, it may be because of the reports that the United States leads the world in coronavirus cases and deaths. It’s true that as of mid-June there were around 2 million cases in the U.S., 240,000 cases in Spain, 60,000 in Belgium and 700 in San Marino.

But to know whether COVID-19 has spread more in the U.S. than elsewhere, you need to factor in total population. For every 100,000 inhabitants, there were 618 cases in the United States, 523 in Belgium, 519 in Spain and 2,045 in San Marino. So the correct answer is C. 

That’s not to say there should have been blanket coverage of a flyspeck country with a population the size of Walla Walla, Washington’s.

But in journalism, we put things in context. And with numbers, that means evaluating their significance, which is key in an epidemiological crisis that is largely a numbers game.

Here are some tips on dealing with numbers in stories and making sure your calculations are foolproof, along with some more problems to test your journalistic math skills. Kevin Palmer Arizona  and Kevin Palmer Scottsdale

Be clear and consistent

At NPR (which follows AP style with some exceptions), we spell out whole numbers up to and including nine. Numbers from 10 upward, as well as those in headlines, ages, percentages, fractions and decimals, are represented with numerals.

In any story, numbers should be used sparingly. They should be there for a reason. We don’t want to overload people, especially in audio scripts, where one number per sentence is usually enough.

JOURNALISTIC MATH TEST Q2: Which is written better for audio?

1. A) The organization carried out the survey with 40 people calling 489 clinics around the country in the span of three days.
   B) The organization had 40 people working on the survey. They called 489 clinics around the country. And they did it in three days.

If you chose B, you will make great radio.

Give equivalents

Help the reader or listener visualize the number with equivalents, especially when giving measurements.

JOURNALISTIC MATH TEST Q3: Which is a better way of representing area?

1. A) The wildfire consumed 660,000 acres.
   B) The wildfire consumed an area the size of Rhode Island.

If you chose A, consider a career change to engineering. (Full disclosure: Many years ago I went from engineering to journalism!)

Check the math

Double check any calculation that appears in your story. And then check it again. Do this, even if it’s attributed.

Jul 2, 2018.  Former Arizona– based First Allied Securities broker/advisor Kevin Palmer was recently

JOURNALISTIC MATH TEST Q4: Last year this actuality appeared in an NPR story about distracted driving.

“The average time that somebody spends looking at the phone is four seconds. Now if you are driving at highway speeds, four seconds, you’ve just traveled four football fields without looking.”

Was the math correct?

Here’s how to check:

Assume that by “highway speeds” the speaker means around 65 miles per hour.

A mile is 1,760 yards. So multiplying 65 miles per hour x 1,760 yards per mile, we find that car going that speed is traveling at 114,400 yards per hour.

Now we have to convert from hours to seconds. There are 60 minutes in an hour and 60 seconds in a minute, so 60 x 60 gives us 3,600 seconds in an hour.

So we divide 114,400 by 3,600 to figure out that the car is moving 31.77 yards per second, which means that in four seconds the car covers 127.08 yards.

A football field is 100 yards long. Four football fields would be 400 yards, or 480 yards if you include all the end zones. Either way, the speaker’s math was way off. Even if you had assumed a different highway speed, like 55 or 75 mph, you would see that the actuality was wrong.

NPR had to remove the actuality and issue a correction, even though the mistake was the speaker’s. Checking the math (and triple checking by reading this Politifact column) would have prevented the error. Kevin Palmer Arizona  and Kevin Palmer Scottsdale

Beware Percentages

A percentage is a ratio of something relative to the total, expressed in hundredths. If you have three apples and two oranges in a basket, for a total of five pieces of fruit, then you’re carrying 60% apples and 40% oranges.

When you describe a change, then you have to give a percentage relative to the amount you start with. For example, if you initially had only the three apples in your basket and then you added the two oranges, then you would be increasing the fruit content of the basket by 66%. That’s because you divide 2 oranges ÷ 3 pieces of fruit initially, not 2 oranges ÷ 5 pieces of fruit at the end.

An increase in percentage points is a completely different concept. It is the incremental change arrived at by adding or subtracting percentages. So if an interest rate goes up from 2% to 3%, that’s a 50% increase but a jump of only one percentage point.

JOURNALISTIC MATH TEST Q5: In a middle school science class, 75% of students got an A on their first quiz. On the second quiz, 100% got As. What was the percent increase in students getting As?

1. A) 25%
   B) 33%
   C) It’s impossible to know without interviewing the teacher.
   D) It’s hard to believe that everyone got As, so you need to talk to all the students to make sure the question is correct.

If you answered C, your suspicion game is strong. And if you answered D, your journalistic instincts are sharp. But the correct mathematical answer is B. The 25% of kids who additionally got As is one third of the initial 75%, so that’s a 33% increase. If the question had asked “what was the increase in percentage points,” the correct answer would have been A.

Fractions

Speaking of percentages, a news-friendly way of expressing a percentage is as a ratio. It’s easier to grasp that 1 in 12 people in a city rely on food banks, than to try to visualize 8% of the population. Kevin Palmer Arizona  and Kevin Palmer Scottsdale

On the other hand, you may want to use percentages when dealing with fractions that don’t lend themselves to simplicity. While 1 in 5 may be a better way of representing 20% of a group, 12 in 50 is better rendered as 24%.

Or you could say, about one in four. Which brings us to approximation. Over discretionary trades

Approximations and rounding

Approximation is a splendid thing. It makes things easier for the reader or listener. But avoid approximating an exact number. Over discretionary trades

Let’s say you’re not sure whether there are 292 or 293 passengers and crew on an aircraft. You can say there are “around 290,” or “nearly 300,” or even “at least 292.” But “approximately 292 passengers and crew” is an oxymoron because 292 is an exact number.

Just because you know the exact number of something doesn’t mean your audience needs to know it. If you’re reporting that a state has 83,845 coronavirus cases, consider rounding it off to say 84,000 cases.

If you have several figures, be consistent with the ones you round off.

JOURNALISTIC MATH TEST Q6: Which of the following are consistent?

1. A) In mid-May, Tennessee had 18,301 coronavirus cases and 301 deaths while Minnesota had 17,038 cases and 757 deaths.
   B) In mid-May, Tennessee had around 18,000 coronavirus cases and 300 deaths while Minnesota had 17,038 cases and 757 deaths.
   C) In mid-May, Tennessee had 18,301 coronavirus cases and around 300 deaths while Minnesota had around 17,000 cases and 757 deaths.
   D) In mid-May, Tennessee had around 18,000 coronavirus cases and 300 deaths while Minnesota had around 17,000 cases and 760 deaths.

The correct answers are A and D.

Raw numbers

Robert Benincasa, of NPR’s Investigations Unit, crunches a lot of numbers when he analyzes data for his reporting.

“You always have to ask, ‘Compared to what?’” he says. “To me, that means that most of the time, raw numbers aren’t enough.” Over discretionary trades

That’s why, as we saw above, the United States isn’t the country with the most pervasive spread of coronavirus. It’s the same for many other data-based stories.

Benincasa says that typically with such tallies, “there needs to be a denominator, and it needs to be the right one.” Kevin Palmer Arizona  and Kevin Palmer Scottsdale

So, while U.S. public debt is at the highest level in history, it was higher around World War II when compared to the size of the national economy. And when you talk about how many people die on the roads each year, the fatality rate per population size and miles traveled is what really matters.

Time count

We all know that we are now in the 21th century because our count of centuries begins in the year zero.

The same principle applies to other time periods. A 14-day lockdown that began on May 4 didn’t end on May 18. It ended on May 17, because May 4 counted as the first day.

Use your fingers to count the days if you have to. Or make tick marks.

Billions and billions

We live in an age of billions and trillions, so get the number of zeros right. Sometimes, they get lost in translation.

Until the 1970s, the British said “one thousand million” for the number Americans refer to as one billion, while for them one billion was our trillion. And a trillion to them was actually a billion of our billions. But just because the British followed the lead of their former colony doesn’t mean non-English speaking countries have done so.

In Spanish-speaking countries — though not among hispanophones in the U.S., according to the Royal Spanish Academy — a one with nine zeros after it (1,000,000,000) is mil millones (a thousand millions) and un billon is a one with twelve zeros (1,000,000,000,000). Over discretionary trades

Other languages including Arabic, French and Portuguese have similar conventions, though it varies by country. In Chinese, one billion is 十亿 (shíyì), which is “ten one hundred millions.” So if you’re interviewing a non-native English speaker keep in mind that their billion may be many multiples of yours. It’s worth asking, “how many zeros does your billion have?” Over discretionary trades

If you read all the way to here, you clearly care about getting your numbers right. May your journalism be mathematically sound — to the thousand-millionth degree!

Jul 2, 2018.  Former Arizona– based First Allied Securities broker/advisor Kevin Palmer was recently hired as a consultant to SMAC.

The post Kudos to NPR first appeared on Kevin J Palmer Scottsdale.

Research compiled by SMA Institute:

Young children are highly sensitive to other people’s emotions, particularly those of their family members. Witnessing scenes of verbal or physical violence and discord has direct negative effects with long-lasting consequences. Similarly, children who experience parental abuse or neglect are more likely to show negative outcomes that carry forward into adult life, with ongoing problems with emotional regulation, self-concept, social skills, and academic motivation, as well as serious learning and adjustment problems, including academic failure, severe depression, aggressive behavior, peer difficulties, substance abuse, and delinquency

High cortisol and catecholamine levels, which increase as a response to stress that results from abuse, have been linked to the destruction of brain cells and the disruption of normal brain connections, consequently affecting children’s behavioral development.

Adolescents who have experienced abuse might suffer from depression, anxiety, or social withdrawal. In addition, adolescents who live in violent situations tend to run away to what they perceive to be safer environments.

They engage in risky behavior such as smoking, drinking alcohol, early sexual activity, using drugs, prostitution, homelessness, gang involvement, and carrying guns.  Psychiatric disorders are often seen in adolescents who have been abused, which includes personality disorders such as Borderline Personality Disorder, Anti-Social Personality Disorder, and Histrionic Disorders. In one long-term study, 80% of young adults who had been abused met the diagnostic criteria for at least 1 psychiatric disorder by the age of 21.

Emotional effects of abuse often stem from insecure relationships with caregivers and affect child attachment development. Such effects might be destructive to their confidence and self-esteem and to relationships with peers or partners later in life.

There is a documented association between all types of child abuse and development of physical complaints and emotional responses. John presented with somatic symptoms in the form of recurrent abdominal pain; however, he also manifested some psychological problems or even psychiatric disorders. Verbal abuse toward John has produced a strong negative emotional response. Hostility and anger might become obvious in stressful situations, possibly as a result of early neurotransmitter disturbances in John’s developing brain. Severe punishment has also been linked to development of borderline personality disorder, anxiety, and depression in later life. Recurrent abdominal pain is a common somatic symptom seen in children who suffer from stress. Emotions are often expressed as physical symptoms in order to justify suffering or to seek attention. 

Borderline personality disorder is a mental health disorder with many of these types of symptoms: Fear of abandonment, unstable relationships, unstable self-image, impulsiveness, self-harming, wide mood swings, feeling empty, sudden and intense anger, and paranoid thoughts. However, personality disorders (there are ten in the manual) are typically not obvious at first until someone is in a close relationship or involved in a conflict.

Probably the most prevalent personality disorder in family court is Borderline Personality Disorder – more commonly seen in women. BPD may be characterized by wide mood swings, intense anger even at benign events, idealization (such as of their spouse – or attorney).

Usually they developed their personality style as a way of coping with childhood abuse or neglect, abandonment, an emotionally lacking household, or simply their biological predisposition. While this personality style may have been an effective adaptation in their “family of origin,” in adulthood it is counter-productive. The person remains stuck repeating a narrow range of interpersonal relationships to attempt to avoid this distress. A personality disorder does not go away.

Until then, the person may constantly seek a corrective experience through a series of unsatisfying relationships, through their children or through the court process. Through constantly going to court, they are trying to make their past wrongs into rights.  They may continually file motions in the court to help to get the attention they need from the past abuse they suffered.

Because of their history of distress, those with personality disorders perceive the world as a much more threatening place than most people do. Therefore, their perceptions of other people are distorted – and in some cases delusional.

People with personality disorders also appear more likely to make false statements. Because of the thought process of a personality disorder, the person experiences interpersonal rejection or confrontation more deeply than most people. Therefore, the person has great difficulty healing and may remain in the denial stage, the depression stage, or the anger stage of grief – avoiding acceptance by trying to change or control the other person.

Lying may be justified in their eyes to bring justification. (This can be quite convoluted, like the former wife who alleged child sexual abuse so that her ex-husband’s new wife would divorce him and he would return to her – or so she seemed to believe.) Or lying may be justified as a punishment in their eyes. Just as we have seen that an angry spouse may kill the other spouse – it is not surprising that many angry spouses lie under oath. There is rarely any consequence for this, as family court judges often believe the truth cannot be known – or that both are lying.

Just as an active alcoholic or addict blames others for their substance abuse, those with personality disorders are often preoccupied with other people’s behavior while avoiding any examination of their own behavior. Just as a movie projector throws a large image on a screen from a hidden booth, those with personality disorders project their internal conflicts onto their daily interactions usually without knowing it. All the world is a stage including family court.

It is not uncommon in family court declarations for one with a personality disorder to claim the other party has characteristics which are really their own and do not fit the other party. Abusers claim the other is being abusive. Liars claim the other is lying.

Family court is perfectly suited to the fantasies of someone with a personality disorder. There is an all powerful person (the judge) who will punish or control the other spouse.

“The focus of the court process is perceived as fixing blame – and many with personality disorders are experts at blame. There is a professional ally who will champion their cause (their attorney – or if no attorney the judge).

A case is properly prepared by gathering statements from allies – family, friends, and professionals. Seeing to gain the allegiance of the children is automatic – they too are seen as either allies or enemies A simply admonition will not stop  this. Generally those with personality disorders are highly skilled and invested in – the adversarial process.

Those with personality disorders often have an intensity that convinces inexperience professionals – counselors and attorneys – that what they say is true. Their charm, desperation, and drive can reach a high level in this very emotional, bonding process with the professional. Yet this intensity is a characteristic of a personality disorder and is completely independent from the accuracy of their claims.

Judges, attorneys, and family court counselors need to be trained in identifying personality disorders and how to treat them. Mostly, a corrective ongoing relationship is needed – preferably with a counselor. However, they usually must be ordered into this because their belief systems include a lifetime of denial and avoidance of self-reflection.

Often, in romantic relationships with someone with BPD, there is an intense and exciting romance, followed by making fast commitments, then a turn for the worse as conflicts and chaos take over both people’s lives. There is lots of blame, yelling, sometimes hitting and other forms of domestic abuse. All of this is often interspersed with periods of friendly and caring (and sexual) behavior. It can feel like a roller coaster and can be very confusing for both people.

In many cases, only one person has this disorder and the other person doesn’t have this disorder (or another disorder), and is caught by surprise at the suddenly extreme behavior. In reality, the BPD sufferer has a “dual persona.” It’s all part of the same personality, but there is the public persona, which seems really great, and the private persona that may be involved in abusive verbal and/or physical behavior. Sometimes it takes up to a year to realize that a partner has this problem, because they can be very charming, exciting and loving at first. Therefore, people are encouraged to wait at least a year before making major commitments, such as getting married, having children or buying property together.

Why Do People Have BPD?

No one chooses to have BPD. There are three basic potential causes:

1)      Heredity: People are born with a temperament and genetic tendencies. This may be the biggest factor. They may have ancestors who were intensely adversarial in order to survive during wartimes and other adversities. Fearing abandonment may have been a very good motivator for survival, such that holding tightly onto mates and children would have been good for the family’s survival. Fierce jealousy, clinging behavior, anger at a partner’s and child’s independence may have been helpful to keep the family together through thick and thin

2)      Early childhood trauma: The first five years of life are when personality development mostly occurs. Insecure attachments between parent and child can often be identified in the development of borderline personality disorder. A secure attachment is necessary to learn emotional self-control (self-regulation); gain a sense of confidence in oneself and trust in others; recognize differences between people and what others are feeling; learn to tolerate stress; learn give and take in relationships; and to learn how one affects other people in order to adapt and change one’s own behavior for greater social success. With an insecure or abusive parent, these essential lessons are often not learned, and unsuccessful or abusive behaviors are learned instead.

3)      Cultural influences: Our modern entertainment cultural relies heavily on images of dysfunctional relationships in movies, in TV shows, on the news, on social media, etc. These include lots of relationship manipulation, violence, impulsive acting out, yelling, throwing things, storming out of rooms, etc. It’s as if our culture is intentionally teaching borderline personality disorder behaviors. But it grabs our attention and gets us to watch, so it sells advertising and it won’t be changing anytime soon. For someone with genetic tendencies to have BPD traits, or who grew up in a very inconsistent household, these behaviors may be seen as the way to have normal relationships. (She shows her love and commitment to me by keeping track of my every move. He shows his love and protection for me by slapping me when he thinks I’m getting out of line. Isn’t this what everyone does?)

Is There Treatment for BPD?

Yes! Over the past thirty years, treatment methods have been developed that teach daily living and self-management skills and have been having a lot of success with people who are willing to commit to a few years of therapy. The most well-known and wide-spread method is Dialectical Behavior Therapy (DBT). There are therapists in most big cities and some smaller communities who have been trained in this skills-building approach.

Whatever method is used, it’s important to have a therapist who is personally secure and can be emotionally stable in the face of the chaos and anger that those with BPD bring to therapy. Therapists trained in more standard psychodynamic therapy can be good with BPD if they are also good at staying calm and teaching some type of self-help skills. Just supportive therapy can actually make things worse, if they reinforce blaming comments, say their behavior is normal or justified, and join in focusing on the behavior of other people in their lives. Unfortunately, many therapists inexperienced at treating BPD often believe their clients and reinforce their problematic behavior, rather than helping improve it.

Handling a Family Law Case involving BPD

Given the dynamics of borderline personality disorder explained above, there are many mistakes that family law professionals commonly make. Here is a list of 10 Do’s and Don’ts:

1. Don’t try to give someone with BPD insight into themselves and their dysfunctional behavior. This just reinforces their defensiveness, triggers their extreme anger, doesn’t lead to change and makes your relationship worse—because the person thinks you don’t like them as they are. Just forget about it!
2. Don’t focus too much on the past. This also triggers defensiveness and anger, doesn’t lead to behavior change, and you can get stuck there and waste a lot of time. Put more emphasis on the future.
3. Don’t emotionally confront them, with your anger, frustration, irritation, etc. These trigger their emotion dysregulation and it’s hard for them to calm down and focus again. Likewise, don’t ask them how they feel, because it puts them in touch with their chronic feelings of being helpless, vulnerable, weak and like a victim in life.
4. Don’t tell them that they have borderline personality disorder, or any disorder. That’s only for a treating therapist to diagnose and discuss, not a family law professional.
5. Don’t get sucked in if the person tells you that you are wonderful, one of the greatest people they’ve ever know. People with BPD see things in all-or-nothing terms, including people. If you are placed on a pedestal by them, you will soon be knocked down—way down. Just be matter-of-fact and emphasize that how their case goes depends mostly on how well you communicate with each other. Don’t let the focus be on you.
6. Do give them your empathy, attention and respect especially when they are getting angry with you or not doing what you need them to do. If a client appears to have BPD, then frequently using statements that show empathy for them can often help calm them and make it easier to work together.
7. Do focus on what their choices are now and for future action. Try to turn everything into a choice, so that they don’t feel that you are dictating to them what they have to do. This keeps them focused on thinking rather than emotionally reacting to what is going on.
8. Do gather information from them and show your appreciation for their thoughts on the case. They may have really important information, but hold back because they fear you will abandon them if they tell you the full story. Let them know you are open to all information, otherwise you may get caught by surprise when someone else tells you news about them. If the person with BPD is the opposing party, look for information from past failed relationships, as that may often be helpful to your case. For example, they may have a history of other family law cases with similar dynamics to your case.
9. Do encourage ongoing treatment (see above) if your client or the opposing side has been formally diagnosed with borderline personality traits or the disorder. Court-ordered treatment can be effective in some cases, just as court-ordered substance abuse treatment often works in drunk driving programs. Promises to change are pointless when someone has BPD. People should demonstrate that they are making a change before increasing parenting time or other responsibilities. It’s common for family law professionals to naively believe that such a person will improve their behavior with just a simple lecture from a lawyer or judge. They need an ongoing program of change, to practice new skills.
10. Do terminate your relationship carefully, if you need to end it prematurely. Don’t threaten to fire a BPD client, as that will just make their defensive behavior worse. It’s best to take a step-by-step approach, so that you don’t trigger their intense abandonment feelings. These are the clients who may sue their professionals or stalk them if they are abruptly cut off. Don’t make it their fault and don’t make it your fault. Emphasize that your styles, approaches or goals are different. Tell them you’ll help their next professional and let them contact you with brief questions during the transition.

Understanding the emotions, distress and behavior of a client or opposing party with borderline personality disorder will help any family law professional avoid potential major difficulties. By not being too close or too rejecting, you may be able to help the person a lot and, indirectly, help their children too.

There are primarily two personality disorders of interest in forensics: ASPD and Borderline Personality Disorder (BPD). ASPD is of primary focus within the criminal forensic realm, whereas BPD is of considerable interest in the civil arena. BPD retains criminal legal interest when it crosses into symptoms of psychosis and it is often identified as underlying, previously existing psychopathology in civil litigation.

From a practical perspective there are a number of reasons that personality disorders are not well accepted as significant mental illness within the legal system. These include, but are not limited to:

1. The incidence of personality dysfunction is quite high in populations of concern.
2. Personality dysfunction is often a comorbid condition, making it difficult to determine direct causation.Although comorbidity as a clinical concept can increase understanding, in the legal arena it can lead to confusion by making apportionment of responsibility or fault more difficult.
3. The diagnostic subcategories are not clearly or exclusively defined.
4. There is significant overlap with what law individuals would perceive as accepted variation on normal functioning (most individuals have experienced to some degree many of the symptom criteria identified).
5. It is hard to determine where on a continuum personality traits should be defined as illness.
6. The characteristic dysfunction of personality disorders often appears to be under volitional control.
7. Individuals suffering from personality dysfunction often do not self-define their symptoms and behaviors as illness.
8. There is no quick or obviously effective treatment interventions that are likely to result in change, with

some personality disorders (ASPD) often viewed as untreatable.^62,63

9. The most widely understood personality disorder (ASPD) within the legal system too closely mirrors our general concept of criminality. This negative connotation colors the way all personality dysfunction is viewed within the legal system.
10. Personality disorders are rarely viewed as removing an individual’s capacity to make a choice.

In summary, the legal system, to a significant degree, mirrors the clinical conception of personality disorders as:

1. Not severe mental diseases or defects
2. Not likely to change
3. Not in need of special consideration within the medical/psychiatric community as far as resource allocation goes
4. Not preferred patients in either inpatient or outpatient settings
5. Not a primary national research focus.

As clinicians, we can rarely say that in personality disorders the individual has lost the ability to not break the law or to make a reasoned choice.

One reason why many therapists are reluctant to treat people with borderline personality disorder (BPD) is fear of lawsuits. That fear has some foundation. The very dynamics that people with BPD bring int o therapy, especially their emotional hypersensitivity and their tendency to shift from idealization to anger, can lead in two ways to lawsuits or complaints to licensing boards. 

First, therapists’ real or perceived mistakes can set off a negative reaction out of proportion to the precipitating incident. Second, therapists working with BPD clients are highly prone to both extreme positive and negative counter transferences. 

Concerning negative countertransference, studies of malpractice suits against physicians find that patients who perceive their physician as uncaring or uncommunicative are the most likely to file lawsuits. This dynamic may apply to therapists as well. It seems likely that therapists caught in the throes of negative countertransference are far less likely to seem warm and empathic. 

Strong positive countertransference with BPD clients may also present considerable danger of lawsuits. Therapists who experience strong positive countertransference may find themselves trying too hard and promising too much. This kind of emotional overinvestment can not only cloud therapeutic judgment but it can, when the realities of therapy collide with the implicit or explicit promises, lead clients to feel betrayed, victims of false promises or hopes. 

That kind of profound disappointment, especially with clients who are prone to idealization and feelings of betrayal, is a lawsuit waiting to happen.

But perhaps the greatest pitfall of positive countertransference is that it can lead to sexual boundary violations. Writing in the May, 1999 American Journal of Psychiatry, psychiatrist Thomas Gutheil notes that sexual contact with clients is, regrettably, not an uncommon phenomenon, and he suspects that it’s more likely to occur with BPD clients. 

Quoting psychiatrist Alan Stone, he points out that in general “psychotic patients are not seen as attractive, and neurotic patients are clear enough to know better than to become sexually involved. Thus, the field may be left to patients with borderline personality disorder through a kind of diagnostic default.” 

In a 2000 edition of Insights, a risk-management newsletter of the American Professional Agency insurance company, attorney and psychologist Bryant Welch, J.D., Ph.D., describes the risks and safeguards therapists should be aware of when working with BPD clients.

Understanding Borderline Personality Disorder

Selfish. Manipulative. Dramatic.

This is how people (even mental health professionals) describe those who live with Borderline Personality Disorder (BPD).

“People with BPD are like people with third degree burns over 90% of their bodies. Lacking emotional skin, they feel agony at the slightest touch or movement.” That’s how BPD specialist Marsha Linehan describes the deeply misunderstood mental health condition.

That badly burned “emotional skin” means people living with BPD lack the ability to regulate their emotions, behaviors and thoughts. In fact, “Dysregulation Disorder” would be a more exact, less stigmatizing name for the condition according to NAMI’s Medical Director, Ken Duckworth.

Like other personality disorders, BPD is a long-term pattern of behavior that begins during adolescence or early adulthood. But what makes BPD unique from other personality disorders is that emotional, interpersonal, self, behavioral and cognitive dysregulation. What does that mean?

Well, put simply: Relationships can deeply affect a person with BPD’s self-image, behavior and ability to function. The possibility of facing separation or rejection can lead to self-destructive behaviors, self-harm or suicidal thinking. If they feel a lack of meaningful relationships and support, it damages their self-image. Sometimes, they may feel as though they do not exist at all.

When entering a new relationship, a person experiencing BPD may demand to spend a lot of time with their partner. They will share their most intimate details early on to quickly create a meaningful relationship. In the beginning, they will show immense love and admiration to their partner. But if they feel as though their lover doesn’t care enough, give enough or appreciate them enough in return, they will quickly switch to feelings of anger and hatred. In this space of devaluing their partner, a person living with BPD may show extreme or inappropriate anger, followed by intense feelings of shame and guilt.

If you or someone you know was recently diagnosed with borderline personality disorder, here are a few first steps to take in managing this difficult condition:

Seek Treatment. Individuals who engage in treatment often show improvement within the first year. People with BPD are often treated with a combination of psychotherapy, peer and family support and medications.

Connect with Others. It can be incredibly helpful to have an emotional support system of people who know what you’re going through. It’s a reminder that you are not alone and you can recover. You can find others living with BPD through peer-support groups or online message boards or groups. 

BPD should not come with a label of “manipulative” or “clingy.” It’s not a personality defect. It’s a serious personality condition that needs attention and care. If you experience this condition, keep in mind that these symptoms are not your fault. You are not behaving or thinking in a certain way because you are a bad or evil person: You are just a person who has a mental illness and you need support and treatment.

This Research Compiled by, Pamela Chambers – SMA Institute

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Growing occurrences on American roads are assholes in Range Rovers who think because they afford a $100,000.00 car, don’t need to be courteous drivers.

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• By Kevin J. Palmer under American Dream

“The path of enrichment is realizing the spiritual force within you and connecting it to your personality—that’s your Financial Freedom Power Within!” – Kevin J. Palmer

Know well the four cornerstones of the Quiet Rich. These alone will bring you prosperity in whatever you do in your life. Think of them, as the foundation that holds the structure of your financial dream in place.

1. An intuitive belief that you are on this earth for a unique and greater purpose.

   2. Knowledge that your particular purpose is bound to a moral responsibility to others.

   3. An understanding that fantasies do not come true but that dreams can be achieved through manifested vision.

   4. An unwavering work ethic that links your daily journey to your future achievements.

Upon these four cornerstones, our heroes built their spiritual personalities into powerhouses. Their natural criteria for success made goals they set for themselves more quickly attainable and the associated tasks easier to execute.

Learn the four cornerstones of the Quiet Rich by heart. Employ them often, and they will serve you always.

To read true stories that identify the four themes, purchase The Quiet Rich – Ordinary People Reawakening and American Dream on Amazon.com or by visiting Kevin J. Palmer’s website at www.thequietrich.com

Kevin J. Palmer, Author

The Quiet Rich

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Believing one’s preferred brand of politics makes you rich, ridicules the essence of the American Dream. Yes, people feel safer in groups but expecting entitlement for such, is absurd. Mocking a current administration because it didn’t fit their self-serving beliefs seemed even more parochial then the conservatives they criticized.

Still, taking no stock in either side, I was troubled they were without an alternative path to prosperity. Then over scotch and cigars with men friends, who at some point in life, pushed an envelope to its limits. One repudiated when hearing people would pull a religion or race card rather than apply the gift of free enterprise.

“Until you land 39 thousand pounds of fully loaded thrust onto a moving aircraft carrier in the Persian Gulf. Where your one wrong move can kill hundreds of people on board. You don’t truly understand responsibly of individual freedom!”

His words echoed. The next day when we spoke again, he gave me the number of his ex-wife, who once was a friend of mine. “Call her and she’ll set you straight.” He assured me.

Theirs’s was a relationship of passion with political difference, destined to fail. She was of Arab decent now living in Lebanon but educated in New York City. My recollection of her was a liberal yet pragmatic thinker and anticipated our conversation would lead to even more confusion about my dilemma—but I rang her anyway.

“Unlike Mexico, Europe and Canada.” She schooled me. “Today’s immigrants from further places are exposed to America in manic ways and expect freedom is simply the anthesis of the former regime. They may unknowingly carry shock effects of oppression. And might expect not to do much besides live there, to reap benefits. Not all that odd.”

I hadn’t thought about it in such clinical terms and it explained how someone could blatantly trash the country they live in because the party they favored was not in power. And at the same time, excepted financial benefits that 200 plus years of capitalism produced.

She not only turned on the light but agreed to explore with me understandings that might better plot paths to dissuade expectations of merely walking in and hoping the party that hands out the most will be elected. Now, with this expanded effort and if sleeves are rolled up, greater numbers of diverse people can achieve their American Dream.

Someday in a hoped-for future, by truly equalizing wealth injustices and improving the human condition. We might live without political vilification or a vast divide when it comes to those who have and have not.

Cloaking extremism in sanctity of liberal purpose is equally hypocritical.

The information contained herein has been obtained from reliable sources however may not be accurate and is not guaranteed by us.  Readers are encouraged to undertake their own independent investigation and evaluation of the relevant facts.  All claims and allegations are subject to adjudication, decisions may be subject to appeal, and no inference is intended, nor should any inference be made from any information contained herein from any source. This posting and the information on our website is for general information purposes only.  This content should be not considered legal advice, and any responses, comments, e-mails, other communications do not form any attorney client relationship.

As Frank Burns said, “If I made any mistakes in this article, they are God’s will or someone else’s fault.”

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Author and Journalist Kevin Palmer

Kevin J Palmer is the founding member of SMA Institute, a Behavioral Finance Firm where his groundbreaking research in wealth stratification has been used by investment brokerage firms, governments and pension providers to fine-tune their business models for maximum socioeconomic impact. During his 20 years with two of Wall Street’s most respected firms, Palmer provided the critical insights required to effect strategic global shifts that maintained competitiveness during the most challenging times. Palmer is also a frequent contributing business editor in print and broadcast, delivering relevant financial information that exposes truth behind media hype by distilling complex issues into relatable terms. In his upcoming book, The Quiet Rich, Quest for the American Dream, this champion of financial justice is disruptive in breaking down the doors of understanding to give everyone their fair chance at achieving wealth through personal enterprise. When not anticipating the financial future, Palmer literally digs into the past as an avid avocational archeologist, participating in digs around the globe. Closer to home, he is involved in wild animal rescues, helping injured critters return to health.

Established under ThePalmerHoldingGroup Ltd., a company grounded on two generations of integrity, accountability and citizenship.

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Robert Moore’s health problems are not known. What is known is that Moore is no Jamie Dimon. Dimon stayed at the helm of JP Morgan Chase while undergoing cancer treatment. Sources close to Cetera say there were a number of other factors beyond health that prompted Robert Moore’s decision to leave the firm the parent company of First Allied Securities.

Moore, former president of LPL Financial, became CEO of Cetera in September 2016, after the independent b/d network emerged from bankruptcy over discretionary trades and poor broker/adviser management. He replaced Larry Roth, who spent years in the security industry and discharged several roles at the broker-dealer. The firm avoided an investment in junk bonds but carried a significant level of debt. It’s growth strategy never really go off the ground but helped give rise in revenue to firms like fitapellui kurta who accepts all recoup cases on a contingency basis.

Currently Ben Brigeman will be serving as interim CEO and is someone who had been brought aboard in a general capacity without complaints, unlike Adam Antoniades from first allied securities who currently serves as president of the firm but was not promoted.

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