Pain is unavoidable but suffering is optional. Pain will happen and there is going to be loss and unpleasant situations in life. How you choose to experience them is where suffering will happen.

When a shooting star happens you become absorbed in it and didn’t think about anything else. For those 2 to 3 seconds as the star shoots across the sky that is all you think about and all you experienced. When it is all over, the essence of the experience was transitory. Pain can be short-lived and suffering optional.

Submitted by SMAI analyst Pamela Chambers

Until now, all so called “get rich experts” tout their own style of one-size-fits-all techniques. Their opinions are based on a single idea created through a personal filter, the very subjectivity of which decreases the odds of success for others. The truth is, no single formula for obtaining financial prosperity works. The only “expert” capable of determining how to create wealth is the person themselves and that makes options for succeeding infinite.

In Reawakening an American Dream, hundreds of personalities were examined. The conclusion: all people share external traits but what separates success and failure is an applied divine difference that link behaviors on an individual basis. It illuminates behavioral thinking that paves a way to wealth, by unlocking personal power permitting individual outcomes to naturally unfold–retooling the mind for individual best use. Actual success techniques were woven into the stories, making change virtually effortless, in much the same way children learn new behaviors because they are cognitively predisposed. Within Reawakening an American Dream, each story is enlightening and offers instruction that can open doors to readers’ own riches.

Kevin Palmer Scottsdale ADD TO WISHLIST Paperback $17.95 $16.51

Kevin Palmer Arizona https://www.smainstitute.com/journalism.html

Kevin Palmer http://KevinjPalmerAuthor.com

Jul 02, 2018 · Kevin Palmer has spent 32 years in the securities industry and was most recently registered with First Allied Securities in Scottsdale, Arizona (2008-2018). Previous registrations include First Montauk in Scottsdale, Arizona (2001-2008); Merrill Lynch in New York, New York (1994-2001); and PaineWebber in Weehawken, New Jersey (1985-1994). http://KevinJPalmer.com

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So why can’t we sort humans into subspecies like we can with other animals? The answer is that the human species doesn’t have much genetic variation. We are too alike to split into groups.

What is a subspecies?

These two zebras are subspecies within the same species of plains zebra. On the right is Grant’s zebra (image by David J. Stang), and on the left is Burchell’s zebra (image by Hans Hillewaert).

A species is a group of living things that can breed with each other. We can divide some (but not all) species into smaller groups called subspecies. These groups can still breed, but they have physical and genetic differences. Differences between groups add up when they live in separate places for a long time. This means that we can sort some animals based on their appearance or their DNA.

What’s the difference between race and subspecies?

A long time ago, the words race and subspecies were used to mean the same thing in biology. This was before we knew how much or how little genes could differ between animals. Now we only use subspecies to refer to living things that aren’t human. We only use race when we talk about humans. We often try to group humans by race based on how they look. While humans may look different on the outside, our DNA looks very similar. Because we are so similar, scientists say that we can’t use race to sort humans either. Are humans really so alike?

Comparisons of humans, emperor penguins, and chimpanzees. Which of these pairs of animals do you think has the most variation within their species? Taylor Swift and Kanye West by David Shankbone; Penguins by Liam Quinn; Chimpanzees by Delphine Bruyere.

Take a look at the photos on the left. There are three pairs of two members of the same species. Which pair do you think is more genetically similar? Would you guess Kanye West and Taylor Swift are more alike, or two penguins? What about Kanye and Taylor versus two chimps? It may surprise you to learn that penguins have twice as much genetic variation as humans do. And this subspecies of chimp has more genetic variation than all the humans on earth.

Why are humans so similar?

Humans haven’t been around as long as other animals. We haven’t had enough time to develop much variation in our DNA. Humans also migrate and reproduce a lot. Different groups of humans are never apart long enough for genetic differences to add up. Human DNA is too similar to split us into subspecies or races. So we can’t use biology to sort people into groups like we can with animals.

Can we define race based on physical appearance?

Even though our DNA is similar, humans look very different from each other. But the traits we use to guess someone’s race don’t always work well. Think about skin color. There aren’t just a few colors: there are more shades than you can ever count. The traits we use are also independent of each other. For example, being tall doesn’t mean you’ll also have dark hair. No matter which traits we use, there is no good way to group humans using appearance or DNA.

Instead, everyone groups people into races based on the traits they think are most important. The way we categorize people into races changes over time, too. Think about people you know who are Irish or Italian. Today we might categorize them as white, like many people from Europe. But 100 years ago, they were not considered the same race as Americans with European origins. Humans love to organize things into groups. But when it comes to race, these groups tell us more about our culture than they do about our biology.

Hubbard, Amelia R. 2017. Teaching Race (Bioculturally) Matters: A Visual Approach for College Biology Courses. The American Biology Teacher 

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Pockets of Wealth

It never was my thinking that made the big money for me. It always was my sitting. Got that? My sitting tight! It is no trick at all to be right on the market. —Edwin Lefevre

Before the COVID-19 outbreak in 2020 and the Great Recession of the late 2000s, there was a devastating stock market crash in 1929 that caused the deepest and longest economic decline in American history. The Great Depression, as it was called, lasted for almost ten years from August 1929 to June 1938. During those years, a young girl named Judy Hart learned to use setbacks as opportunities and retired in affluence.

In the summer of 1931, her world came to a screeching halt. Judy needed to drop out of high school to assist her parents in keeping the household running. Years later, she married but become a widow and was forced to raise two daughters alone. She did so with her personalized American Dream of owning a home and having financial stability to give her children a better life.

As impressive as that was, she found a way to invest in the stock market using the same techniques that made her successful as a mother and homemaker. Her investment skills made her even more remarkable. By the end of her life, she had amassed great quantities of personal, social, and financial capital in one of the hardest and scariest times in American history.

~~~

During the production of a radio segment engineered at Minnesota Public Radio, I took a needed break and was put under the charge of someone known as the station’s best volunteer—Judy Hart. She had moved to Minneapolis to be close to her children and grandchildren, but she believed in keeping busy in retirement. Her smooth skin, silver hair, and blue eyes reminded me of my own grandmother we called Nana, and I was taken in by her warm, ageless personality.

The following weekend, I was happy to meet Judy again at a fundraiser for a food drive in a local park. I was invited as a guest of the station manager, and Judy and I spent the entire evening talking about her life, her philosophy, and her most important lessons on saving and investing. Reminiscences of her lessons still apply for me today and prove history is a trustworthy teacher.

Coming to book stores November

Soon to be critically acclaimed another book from writer, rebel, producer, poet Kevin J. Palmer challenging economic injustices.

The post Pockets of Wealth first appeared on Kevin J Palmer Scottsdale.

Bridge the divide between growing rich and leading a good life by using profoundly inclusive ethnic and gender diversity research.

Develop fundamental actions from practical insights, called “Secret Success Standards” that develop and strengthen the books interpretations.

Learn how real people took individualized paths to attain wealth and become, your own teacher and your own powerhouse.

Reinforce individual attributes that tactically improved lives using practices that correlate to common personality types, uncovered in the research for this book.

Kevin J Palmer

Author, Writer, Rebel, Producer, Poet

#self-empowerment #economicdignity #wealthsuccess #millionaires #wealthexpert #financialfreedom #WriterRebelProducerPoet #WallStreet #AmericanDream #authorityonwealth

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Kevin J Palmer writer, rebel producer poet

After college (and some wild years downtown in NYC) my fellow band mate continued to play the piano while I went on to played the stock market.

Today, I have more in my life than ever thought possible.

But still play a bad guitar !!!

The post Life is Funny first appeared on Kevin J Palmer Scottsdale.

The post The Quiet Rich first appeared on Kevin J Palmer Scottsdale.

After leaving Merrill Lynch in 2001 Kevin Palmer orchestrate an alliance of Wall Street and business executives at Strategic Management Advisors to build better Broker-Dealers. The mission was to provide smaller financial firms perspective needed to implement change to improve business models, revenue generation and profit margins. Before that point Kevin Palmer worked hard to acquire many licensees. Not wanting to give up legacy of education, obtained approval from his initial SMA client, First Montauk to “park” his licenses as quid pro quo for success of consulting work, as long as he followed firm rules of continuing education and most arduous, provide regular outside business activity disclosures.

After many mergers and acquisitions the firm eventually became part of First Allied Securities where he was never a producer but traded his own and family accounts using tools of the firm. Ten years went by memory of his agreement with Montauk faded. When the parent company, Cetera emerged from bankruptcy, pressure caused First Allied to cut cost. It was expensive keeping licenses active for a non-producer like Palmer who, opened no accounts, brought in no assets or for that matter, paid attention to corporate directives. The biggest thorn in their side was his extensive business, charitable, and BOD positions the firm was required to supervise—a process that took months every year! Palmer was an expense because of widespread non-firm activities and not wasn’t making money for the firm. So they looked for a way to discharge him.

His 32 years in the security industry with only two, customer disputes was an excellent track record. His reputation for professionalism and integrity when employed by Merrill Lynch and Paine Webber was unsurpassed. A closer look reveled the two allegations of misconduct were not directly related to Palmer. The first customer initiated complaint, about sub-grade investments was part of a class action suit settled in 1994 by PaineWebber themselves because the bonds were investment banking deal recommendation. The second in 2000, while employed at Merrill Lynch, the customer alleged while Palmer was running Supervision and Trading Modules. The firm decided since the client approved the portfolio as a whole, they would settle, without failure to supervise, keeping powder dry for large egregious complaints or financial scams.

Apparently First Allied could not discharge this once large producer and supervisor based on his stellar track record so, they looked for another reason to adjudicate. Their new course of action was a fabricated trap. They insisted he shut down all outsider business activities hoping it would drive him out. When he refused, they went after his wife’s Arizona-based design business websites. Then they intimidatingly requesting he inhouse all websites at the firm under broad, sweeping and often unfair powers of  FINRA. When that didn’t work, they called accounts of record saying. “They were interested in hearing complaints regarding Mr. Palmer.” However his accounts were family, one of which jointly owned by his wife. When she said, “of course he does discretionary trades.” They used a little know technicality to discharge him for unauthorized trading. Given the option to resign without cause he did so but because of a vendetta by the CEO they filed it as termination.

The information contained herein has been obtained from reliable sources however may not be accurate and is not guaranteed by us.  Readers are encouraged to undertake their own independent investigation and evaluation of the relevant facts.  All claims and allegations are subject to adjudication, decisions may be subject to appeal, and no inference is intended, nor should any inference be made from any information contained herein from any source. This posting and the information on our website is for general information purposes only.  This content should be not considered legal advice, and any responses, comments, e-mails, other communications do not form any attorney client relationship. 

Combating Dishonest Attorney Advertisement. If you or someone you know has lost money investing call 480- 515 -2211 for a free consolation about the facts. Because some stock fraud news & information Attorneys at Law accept all cases on a contingency basis and only get paid if and when you collect money. The feasibility of your claim may be limited, because you may not be eligible to recoup your losses. So we encourage you to avoid delay.  Call us first now to speak for free about such an attorney who would make the financial mistake of posting a solicitation about some on with only 3 clients.

“Once contravention in old thinking is terminated, exercised discretion inspires self-realization”Kevin J Palmer

Posted in: Series 65 (Uniform Investment Advisor Law Examination) on June 18, 2004 Tagged: First Allied Kevin Palmer Series 63 (Uniform Sales securities Agent State Law Examination ) on June 7, 1985

Comments are closed. Securities Fraud Reports (Series 7 general securities Representative Examination May 18.1985 ) / FINRA Disciplinary Action (Series 8 (General Securities Sales Supervisor Examination [Options Module & General Module ])

The post Strategic Management Advisors first appeared on Kevin J Palmer Scottsdale.

Here is an example:

The information contained herein has been obtained from reliable sources however may not be accurate and is not guaranteed by us.  Readers are encouraged to undertake their own independent investigation and evaluation of the relevant facts.  All claims and allegations are subject to adjudication, decisions may be subject to appeal, and no inference is intended, nor should any inference be made from any information contained herein from any source. This posting and the information on our website is for general information purposes only.  This content should be not considered legal or investment advice, and any responses, comments, e-mails, other communications do not form any attorney client relationship or financial recommendation.

http://smainstitute.com/ http://thequietrich.com/ By Kevin J. Palmer under American Dream, Media     Kevin J. Palmer, Rebel Magazine, Rebelmagazine.com, The Quiet Rich

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So, President Wilson signed into law the first Daylight Saving Time in the nation’s history. Everyone in America moved their clocks ahead one hour. Soon the protests began. Fisherman to farmers, everyone who dealt with nature complained. The nation’s children like my grandfather would tell his father and soon their kids like me would hear stories about how many miles, they had to walk to school. What was accurate is it was in the dark.

The farmers had the best argument because cows refused to be milked at the new time. eventually the very large farm lobby forced Congress to repeal and abandon the ridiculous notion of Daylight-Saving Time. In 1919, the law was repealed and the experiment was permanently shelved.

But then along came something called World War II…

As Frank Burns said, “If I made any mistakes in this article, they are God’s will or someone else’s fault.”

The information contained herein has been obtained from reliable sources however may not be accurate and is not guaranteed by us.  Readers are encouraged to undertake their own independent investigation and evaluation of the relevant facts.  All claims and allegations are subject to adjudication, decisions may be subject to appeal, and no inference is intended, nor should any inference be made from any information contained herein from any source. This posting and the information on our website is for general information purposes only.  This content should be not considered legal or investment advice, and any responses, comments, e-mails, other communications do not form any attorney client relationship or financial recommendation.

Combating Dishonest Attorney Advertisement. If you or someone you know has lost money investing call 480- 515 -2211 for a free consolation about the facts. Because some Stock Fraud news & Information Attorneys at Law accepts all cases on a contingency basis:  and only get paid if and when you collect money.  The feasibility of your claim may be limited, because you may not be eligible to recoup your losses. So we encourage you to avoid delay.  Call us first now to speak for free about such an attorney who would make the financial mistake of posting a solicitation about some on with only 3 clients.

Posted in: Terminated

Tagged: First Allied and Kevin Palmer

Comments are closed.

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Here is Part 3 of Her Story

“It is well known that private equity firms are interested in this industry. Given the success and momentum of our company, it is not surprising that this would lead to speculation and rumors. We continue to be focused on serving our advisors and their clients, and building on the great momentum we have experienced,” the letter said.

Picking up pieces

Whether Moore’s track record at the firm figured into his departure is unknown. The consensus among industry observers suggests he’s done a credible job. But now Cetera is saddled with the task of finding someone else of equal or greater stature to step in and pick up the pieces.

For the moment, a rusty Schwab chief is taking the reins.

Effective March 31, Ben Brigeman steps into Moore’s big shoes, even though he hasn’t held an executive position since 2012 when he left Schwab as its retail chief. See: Ben Brigeman is exiting Schwab and his position atop its retail business — perhaps portending bigger changes

Brigeman is currently chairman of the board at Cetera and has held board positions at several other firms.

“RJ has been the leader needed at Cetera during the company’s restructuring and remarkable turnaround, and we are grateful that he will be able to continue to be part of the organization in an advisory capacity,” Brigeman says.

For the record, Moore says in a statement the move was dictated by his doctor.  “This led to one of the most difficult decisions of my professional career, and one that has engendered many mixed emotions,” he said.

Cetera has retained search firm Heidrick & Struggles to begin a search for a new CEO.

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